The following is the translated version of the governing local law.

1.First of all

Below, we explain how to access the website provided by BI-WINNING (hereinafter referred to as our company) and how to use the service. (Hereinafter, Terms) This agreement explains the terms of use applicable to the services used on the domain of https://bi-winning.org (hereinafter, our site) and their risks. If you have any questions, please feel free to contact customer support. Our trading system works on Windows PC, mac, iOS terminal, and Android terminal. The browser supports [Chrome], [FireFox], and [Safari]. Please use the latest version. (Chrome is recommended) It may not be displayed or operated correctly on Microsoft Edge, Internet Explorer, etc., so please be sure to use a compatible browser.

Before using our services, please read the terms and conditions shown below and any additional notes or references without modification and agree to all the terms and conditions contained in these Terms. After that, when you access our site or use the service, you agree to the following terms of use. When we accept the new registration of the customer, we will consider that you have agreed to this agreement. Refund Procedures in these Terms If you do not agree to the terms of use, please stop using our services and access the site immediately and notify us in writing.

2. Online service agreement

This agreement is concluded between us and the customer. Our site and trading platforms, electronic content, programs that perform trading via software, web, telephone or fax and other features on the site to provide real-time pricing information, content that our site will add in the future Applies to services.

3. Membership eligibility

Our services are only available if permitted under the laws applicable in your country of residence. It cannot be used in countries or regions where options trading is regulated. The information on this website cannot be provided to those who fall into countries where options trading is prohibited. Not limited to the above, our service is not available to those under the age of 20 and those under the legal adult age (hereinafter referred to as minors). If you are not eligible for our services, please stop using our services immediately. Withdrawal is not possible. We are not responsible for the use of our services by non-qualified persons or minors.

In addition, our services have sufficient experience and knowledge to fully understand the benefits and risks of conducting financial transactions through our site and to conduct financial transactions without the information available through our site. Only available to customers. You are also responsible for any investment decisions or any other decisions you make based on the content of our site.

Notwithstanding the above provisions, we are not responsible for certifying or verifying that you have sufficient knowledge and experience. In addition, we are not responsible for any loss or damage caused by the transaction you made or the use of our service. In areas where the use of our services is illegal, you cannot use any of them. We reserve the right to refuse or discontinue the provision of our services at our sole discretion.

4. Registration information and requirements

When you open an account, we may ask you to show us your identity verification documents. Please manage the user name and password for your account issued by us after opening the account at your own risk. We are not liable for any damages caused by your improper or fraudulent use of your account. Upon opening an account, you agree to provide genuine and accurate current personal information. Do not use spoofing, pseudonyms, or borrowed names, do not fake alliances with the organization to which you belong, use fake cover letters, or intentionally disguise your identity against us in any way. Please agree to. Opening duplicate accounts by the same person, opening accounts from the same household, relatives, etc., and opening accounts from the same IP address will be considered as duplicate openings and will be refused. As soon as we confirm duplicate accounts, we will close all related accounts. It is strictly prohibited to log in or trade with another person's account, or to log in or trade with another person's account. If any act that violates the rules is confirmed, the account will be closed immediately regardless of the account balance. In addition, we cannot accept withdrawals. We will strictly manage the personal information provided when opening an account in accordance with the information disclosure stipulated in the privacy policy.

5. Legal restrictions

Regardless of the above provisions, understand that the laws regarding financial transaction contracts are different all over the world, and when using our site, make sure that you violate the laws, regulations, government ordinances, etc. of your country of residence. Is your responsibility. Also, please make sure that accessing our site or using our services may not always be legal in light of the laws, regulations, government ordinances, etc. of your country of residence. You also declare that the funds deposited in our account are not due to drug smuggling, kidnapping or other crimes, or illegal activities.

6. License restrictions

We issue a limited, non-exclusive, non-transferable license to access our site and use your account (License). The license will continue to comply with the terms of these Terms. Without our prior written consent, you may resell access to our site to others, grant access, resell content on the site, or for other purposes. Please agree not to duplicate. In addition, the customer is solely responsible for any use of our site that violates this agreement. You agree to use the information from our site solely for the purpose of conducting transactions within the site.

In addition, you may use all information and features obtained from our site for purposes such as illegality, fraud, abuse, defamation, slander, invasion of the privacy of others, intimidation, embarrassment, harassment, obscenity and hatred. Do not use. If we determine that your information, including your email address, is not currently in use or is fraudulent, or if you do not comply with the terms and conditions of these Terms and all rules and guidelines for each service, or our transactions. If we determine that you have abused the platform, all licenses agreed in these Terms will be void. In the event of such a breach, you will immediately cease access to our services. In addition, without prior notice from us, we may suspend access to all services, suspend transactions, delete information and contents in the service and discard it at our sole discretion.

7. Risk disclosure

You agree to use our site at your own risk. Not limited to the above clauses, the services on our site should only be traded by customers who fully understand that they may lose all their invested funds and have experience in dealing with risks in the financial markets. You may lose some or all of your investment, so don't invest money that you can't afford to lose. We encourage you to understand all the risks associated with your investment and seek advice from an independent financial advisor if you have any doubts.

8. Financial information

We use a variety of services to provide a wide range of financial information created in-house or obtained from agents, vendors or partners. These include, in part or in whole, financial market data, quotes, news, option analysis and research reports, graphs, signals, autotrade or various data (Financial Information). The financial information provided on our site is not intended to advise you on your investment. We do not guarantee the financial information we provide, but only as a service to facilitate your business. We and third parties who provide financial information make no warranty as to the accuracy, immediacy, completeness, integrity of the financial information or the consequences of such financial information. Financial information changes rapidly due to various reasons such as changes in market conditions or economic conditions. Neither we nor any third party provider of financial information is responsible for any updates or opinions regarding financial information, and without any notice, we will always provide you with financial information. The offer may be discontinued. It is your responsibility to check the reliability of the information on our site and the compatibility with the information you request. We are not responsible for any claims, losses or damages arising from the information on our site or what our site mentions.

9. Link

We provide links to sites provided or controlled by third parties. Links to these sites do not endorse the credibility of the site's owners or providers, or endorse or guarantee the site. When obtaining and using information from those sites via the Internet, granting credit or purchasing goods, it is necessary to understand the risks that may arise from the use of such sites. The links we make on these websites are provided solely for your convenience and may result in damage or loss resulting from your use of the content, goods or services acquired through these sites. We agree that we will not be liable under any circumstances.

10. Cancellation of transaction

We have the authority to refuse services, cancel transactions, refuse profit sharing, refuse withdrawals, and cancel contracts at our sole discretion for good reason. The legitimate reasons are as follows. (There are other good reasons)

・When we determine that your actions violate the law

・When it is clear that we will suffer financial, legal, or financial disadvantages due to malicious acts.

・When we determine that your transaction is in violation of this agreement

・When we determine that we have used signals, signs, programs, etc. related to transactions

・When we judge that we have made a transaction based on financial advice, recommendations, explanations, etc. from a third party

・When we determine that we have used copy trading or trading logic by a third party

・When we determine that we have used a virtual server, virtual machine, or virtual private network (VPN) for trading.

・When we judge that we used a robot, trading system, etc. on the client side without our permission

・If we determine that a malicious transaction has been carried out by exploiting vulnerabilities or blind spots in our services or systems

11. Withdrawal procedure

When our accounting department receives a withdrawal request from a customer, we ask that you present your identity verification documents for the withdrawal procedure. Withdrawals are limited to financial institutions in Japan. If you request a withdrawal, we may need a minimum of 14 business days to process the procedure. The minimum withdrawal amount is 10,000 yen.

Identity verification documents to be submitted

・Photo ID (one of the following)

Driver's license (both sides), passport, My Number card (please send your personal number face down) and other official documents with photos.

・Documents that can confirm the current address (one of the following)

Driver's license (both sides), passport, My Number card (please send your personal number face down) and other official documents, health insurance card, resident's card issued within 6 months, postmarked with date within 3 months Stuff

12. Bonus policy

As part of our customer service, we may grant bonuses that can be applied to transaction deposits. These bonuses are for a limited time only and are subject to change without prior notice in accordance with our Terms of Service. Conditions are set for each campaign to withdraw this bonus. Please check the details page of each campaign. In addition, if malicious acts such as withdrawing the full amount of the deposit after the bonus is granted are found, we may cancel the bonus and the profit from the bonus at our discretion. Only one account can be opened per person. If duplicate openings are confirmed, all bonuses, cash back, etc. will not be eligible.

13. Limited liability

We strive to provide stable services on the site. However, we are not responsible for any errors, delays, sabotage, etc. caused by connection line failures caused by unauthorized access to our site such as destruction or obstruction. In addition, we are not responsible for Internet communication failure, telephone line or network, computer online system, server or provider, hardware or software failure. We are not liable for any loss or damage to you, online or offline, from the content obtained from the site or service, or from the use of the site or service. Whether directly, indirectly or accidentally, the usefulness of the information obtained from our site or the investment decisions made based on such information will result in the use of our site or services. We, our officers and employees, and any of our agents will not be liable for any damages caused. Our liability for transactions applies to the maximum extent covered by the laws of your country of residence, and we do not take any responsibility beyond the amount you have deposited or remitted to your account on our site.

14. About anti-money laundering

We strictly prohibit the use of our site for the purpose of money laundering. We have very effective anti-money laundering regulations. We have the authority to refuse, suspend or cancel transactions with customers who violate the following anti-money laundering regulations.

・Customers must provide us with the necessary information that we request when opening an account.。

・Profit from transactions on our site will be paid only to the customer who opened the account according to our regular procedure.

・If the customer wishes to withdraw by bank transfer, the transfer will be made only to the true owner of the bank account. Also, if you deposit by bank transfer, if you deposit under a different name, your account will be closed and no refund will be given.

・Customers can only open one account under the same name. If you open an account under a fraudulent name, or if you open multiple accounts by yourself, the account will be closed and no withdrawals will be made.

・If the customer opens an account with false information such as first and last name, phone number, address, etc., withdrawal will not be made.

・At the time of withdrawal, or if we deem it necessary, you will be asked to submit an identity verification document. 11. See Withdrawal Procedures.

・The trading account may be suspended until we determine that the certificate is necessary and sufficient.

・If we deem it necessary, please submit additional identity verification documents.

・Our company does not accept withdrawals for the purpose of cashing.

・Our company judged that the purpose of money laundering and cashing was that the number of transactions after deposit was clearly small, or that there was no transaction, and that the number of deposits and withdrawals was clearly large relative to the number of transactions and transaction amount. In that case, 30% of the withdrawal amount will be collected as a penalty.

・If we determine that it is malicious, we will suspend the use of the account.

・If credit card fraud is discovered, we will immediately suspend the relevant account and submit evidence documents to the withdrawal financial institution and other related parties.

15. Intellectual property

All content, brand names, trademarks, logos, icons, etc. belong to us or our partners and agents and are protected by copyright law, international agreements and treaties. You agree not to remove any copyright or other intellectual property protection notices from the downloads or prints from our site. Unless otherwise stipulated in these Terms, you may not own any licenses, rights or intellectual property rights to use our site or the content on our site. The images displayed on our site are our property or are used with ownership. Upload information, software or other content protected by these intellectual property rights (as well as the right to publish and privacy) without the permission of ownership and without our prior written consent. You agree not to copy, post or distribute.

16. Compensation

If you violate any provision of these Terms and the laws and regulations applicable to you when you access or use our site or services, you may be our company and all of our officers and employees. You agree to indemnify our agent for all damages, liability, loss and attorney's fees resulting from the violation.

17. Contract period and cancellation

Basically, the contract period is indefinite. However, we reserve the right to terminate this Agreement at any time by notifying you of the termination of this Agreement. If this contract is terminated, the customer will not be able to make new transactions. Once the contract is terminated, it cannot be re-contracted for 6 months. Customers cannot make duplicate contracts. The contract will be canceled as soon as duplication is discovered.

18. General matters

This agreement is governed by the laws of the Philippines. Prosecutions and proceedings arising under these Terms will only be filed in courts in the Philippines, and both you and us agree that their individual jurisdiction is invalid. We are not responsible for any event caused by force majeure or the actions of the government or legal authorities. If any part of this Agreement is deemed illegal, invalid or not legally enforceable for any reason, that provision shall be deemed separable from the remaining provisions of this Agreement and the remaining provisions of this Agreement. It shall not affect the effect and legal force of. Our waiver of any provision of this Agreement shall not be construed as a waiver of any previous or subsequent breach of any provision of this Agreement.

We apply the rights or obligations under these Terms without your consent. We may change or amend this agreement by timely disclosing changes and amendments to this agreement. It is the customer's responsibility to confirm that this agreement has been changed or amended. Changes or amendments to these Terms will be effective from the date they are disclosed and published on our site. If you do not agree to any changes or amendments to these Terms, please discontinue use of our Services and immediately notify us in writing.

19. Language mismatch

If there is a discrepancy between the meanings of the Japanese and English versions of this agreement, the meanings of the Japanese version shall be followed.